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Keep predatory lenders at a distance — turn to us for a convenient infusion of cash when you most need it.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions

Are you a member of Hershey Federal Credit Union?

If you are not a member, please continue to the application. If you are a member, please log in to online banking to apply.

  • Affordable alternative to high cost payday loans
  • Maximum term of 90 days
  • $20 application fee
  • Interest rate of 18%
  • Minimum advance of $200; maximum advance of $500
  • Payment by payroll deduction, ACH origination only or HFCU automatic transfer from direct deposit 

Requirements:

  • Mandatory savings deposit equal to 10% of cash advance
    • Amount is added to the loan balance, in addition to the requested cash advance and any application fee being financed
  • After two Better Choice Advances within one year:
    • Financial counseling is required and
    • Approval for additional Better Choice Advances will be decided by the counselor and the loan manager
  • Advance must be paid in full prior to other advances being disbursed
  • Must be a member of HFCU for a minimum of 60 days to qualify for program
  • Must be employed by the same employer for a minimum of 6 months

Are you a member of Hershey Federal Credit Union?

If you are not a member, please continue to the application. If you are a member, please log in to online banking to apply.