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Walk in with a check, drive off in a new car!

AutoDraft gives you the freedom to shop around from any licensed dealer of your choice with a blank check in hand and a pre-approved loan amount. Once you select the car you want, simply complete the AutoDraft form and give it to the dealer. After the completion of the sale, the dealer and HFCU will take care of the documentation.

  • AutoDraft is available for new and used vehicles1
  • Pre-approved amount payable to any licensed auto dealer:
    • Not available for purchase from a private seller, agent, broker or auto auction
    • Cannot be used as a car down payment
    • Cannot exceed the pre-approved loan amount
  • Rate is locked in at the time of pre-approval and guaranteed for 30 days
  • Approved auto draft is good for 30 days from the date of issue
  • Interest does not accrue until the draft is received from the dealer

1APR=Annual Percentage Rate; actual rates may vary and based on credit worthiness and automatic payment from an HFCU account. Other restriction may apply. All loans subject to approval.