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Rates

Give your budget some breathing room with a

Visa® Classic or Platinum credit card!

Key Features

  • Competitive Rates
  • Anytime Funds
  • Rewards Cards

Switch & Save

Enjoy rates as low as 1.90% APR* for 12 months on purchases & balance transfers with NO FEES!

Are you a member of Hershey Federal Credit Union?

If you are not a member, please continue to the application. If you are a member, please log in to online banking to apply.

  • Balance Transfers/New Purchases: 1.90% APR for up to 12 billing cycles when you open your account, based on your creditworthiness
  • Rewards: None
  • Annual Percentage Rate (APR) for Purchases: 8.90% to 15.90% when you open your account, based on your creditworthiness
  • APR for Cash Advances: 8.90% to 15.90% when you open your account, based on your creditworthiness
  • APR for Balance Transfers: 8.90% to 15.90% when you open your account, based on your creditworthiness
  • Annual Fee: None
  • Balance Transfer Fee: None
  • Cash Advance Fee: None
  • Foreign Transaction Fee: 1% of each transaction in U.S. dollars
  • Transaction Fee for Purchases: None
  • Late Payment Fee: Up to $20
  • Returned Payment Fee: $20
  • Rewards: You can view your Extra Awards via online banking.
  • Annual Percentage Rate (APR) for Purchases: 8.90% to 15.90% when you open your account, based on your creditworthiness
  • APR for Cash Advances: 8.90% to 15.90% when you open your account, based on your creditworthiness
  • APR for Balance Transfers: 8.90% to 15.90% when you open your account, based on your creditworthiness
  • Annual Fee: None
  • Balance Transfer Fee: None
  • Cash Advance Fee: None
  • Foreign Transaction Fee: 1% of each transaction in U.S. dollars
  • Transaction Fee for Purchases: None
  • Late Payment Fee: Up to $20
  • Returned Payment Fee: $20

Are you a member of Hershey Federal Credit Union?

If you are not a member, please continue to the application. If you are a member, please log in to online banking to apply.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Effective Date: The information about the cost of the card described in this disclosure is accurate as of December 27, 2012. This information may have changed after that date. To find out what may have changed, contact the Credit Union.