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Effective 07/14/2017

The rates and fees appearing in this schedule are accurate and effective as of the effective date indicated on this Fee Schedule. If you require current rate and fee information, please contact HFCU.

General Services

Item Fees Charged
Regulation D Transaction $10.00
Account Research/Statement Reconciliation $20.00/hour
Address corrections without notification $5.00
Cashier's Check $5.00
Certified Share Draft $5.00
Check cashing (without balance of $250 or more) $2.50/check
HFCU Check cashing (non-member) $5.00/check
Dormant Member w/inactive regular shares under $25 (inactive 6 months) $5.00/month
Dormant Member w/less than $250 in all share accounts (inactive 24 months) - effective 9/1/16 Team HFCU accounts are subject to this fee $5.00/month
Reopen account within 6 months $10.00
Account closed within 90 days $10.00
IRA closing fee $10.00
Holiday Club/Special Share early withdrawal $10.00
Regular Share over/counter withdrawals, over 6 per month $3.00/each
Prior period statement copies $3.00
Government Agency forms (tax levy, Soc. Sec., PAFIDM, etc.) $50.00
Returned deposit $10.00
Stop payment $15.00
Return Item/Non-Sufficient Funds (NSF) $33.00
HFCU Assisted TelephoneTransactions $2.00
Fax Transmission $5.00
Money Orders (up to $1000) $1.50/each
Foreign Deposit Item Fee $20.00/each
VISA® Gift Cards $2.95/each
Paper Statement (Accounts Opened After 11/30/12) $2.00/each
Overnight mail handling (reg.) Actual cost + $5.00
Foreign Currency Delivery Service Actual Cost
Escheatment $25.00
Writ/Garnishment/Levy $50.00

Wire Transfers

Item Fees Charged
Wire transfers in (domestic) FREE
Wire transfers out (domestic) $20.00
Western Union $25.00

Share Draft Accounts

Item Fees Charged
Overdraft Privilege (previously Courtesy Pay) $33.00
Copies of Share Drafts through Internet Branch Free
Copies of Share Drafts less than 2 years from clear date $2.00
Copies of Share Drafts greater than 2 years from clear date $6.00
Return Item/Non-Sufficient Funds (NSF) $33.00
Deposited check copy (effective 09/23/15) $2.00
Dormant Member with less than $250 in all share account (inactive 24 months) - effective 9/1/16 Team HFCU accounts are subject to this fee $5.00

HFCU Check Cards/Visa Cards

Item Fees Charged
ATM Withdrawals over 8 per month $1.00 each
Replacement card (EMV) $10.00
PLUS Network Transactions $1.00
ATM Deposit Adjustment $2.00
ATM Deposit Discrepancies $30.00
False Dispute $30.00
PIN Mailer $2.00
Foreign Transaction Fee 1.00% of each transactions in U.S. dollars
PIN Change $5.00

Online Services

Item Fees Charged
Internet Branch FREE
Bill Payer (unlimited bills paid)
Requires Share Draft Account & Check Card
FREE
Online Statements FREE
Bill Payer (up to 8 bills paid) without HFCU Check Card $3.95/month
Additional bill paid after first 8 $.50 each
Stop payment $15.00
Cancelled check copy $5.00

Business Accounts

Non-Personal Accounts: Includes Proprietorships, Clubs/Organizations, In-Trust For, Informal Trusts, Living Trusts, UTMA and Trust Accounts

Item Fees Charged
$100 Min Daily Balance or Monthly Fee is Applied $15.00/month
Over 30 Checks Paid/month $.05/paid check
Over 50 Deposited Items/month $.12/item
Deposit Item Return $10.00
Returned Checks/Non-Sufficient Funds (NSF) $33.00
Paper Statement (Accounts Opened After 11/30/12) $2.00/each