Loan & Credit Cards

Credit Cards

Compare our card to what's in your wallet and start saving today!


Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
Visa® Classic
8.90% to 15.90% when you open your account, based on your creditworthiness.

Visa® Platinum
8.90% to 15.90% when you open your account, based on your creditworthiness
APR for Cash Advances
Visa® Classic
8.90% to 15.90% when you open your account, based on your creditworthiness.

Visa® Platinum
8.90% to 15.90% when you open your account, based on your creditworthiness
APR for Balance Transfers
Visa® Classic
8.90% to 15.90% when you open your account, based on your creditworthiness.

Visa® Platinum
8.90% to 15.90% when you open your account, based on your creditworthiness
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.
Fees
Annual Fee
•  Annual Fee - Visa Classic
•  Annual Fee - Visa Platinum
 
None
None
Transaction Fees
•  Balance Transfer Fee
•  Cash Advance Fee
•  Foreign Transaction Fee
•  Transaction Fee for Purchases
 
None
None
1% of each transaction in U.S. dollars
None
Penalty Fees
•  Late Payment Fee
•  Returned Payment Fee
 
Up to $20.00
$20.00
How We Will Calculate Your Balance. We use a method called "average daily balance (including new purchases)."
Effective Date. The information about the cost of the card described in this disclosure is accurate as of December 27, 2012. This information may have changed after that date. To find out what may have changed, contact the Credit Union.

Activating Your New HFCU VISA® Credit Card

To activate your new HFCU VISA®, either call 1-800-411-6390 (if outside the US or Canada, call collect 1-206-352-3477) or online at www.activatemycards.com.

Platinum Card

Platinum card holders can earn points to redeem Gift Cards and/or Air Travel:

  • Earn 1 point for each dollar in purchases.
  • Gift cards for car rental, entertainment, gasoline, hotels and more!
  • Four different options to redeem your points for air travel!

Visit Extra Awards to learn more!

Have a HFCU VISA® card?

You can check all of your account information and pay your bill online through Internet Branch. Don't have Internet Branch, click here for more information and to sign up.

Report My Card Lost or Stolen

Has your card been lost or stolen? Either call 1-800-682-6075 (if outside the US or Canada, call collect 1-206-352-3482) or online at www.reportmycards.com.

Visa® Verified by Visa® - an extra layer of security when you shop online

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa®, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. It's easy and only takes a few moments to activate your card. You can activate right here on the secure Visa® Verified by Visa® site.

VBV logo

Loan Calculator

 

 

Apply Now

Internet Terms of Usage Fraud & Security Privacy Policy Site Map

FDIC Equal Housing Lender America's Credit Unions

HFCU is federally insured by the National Credit Union Administration. HFCU is an Equal Opportunity and Housing Lender.

© 2017, Hershey Federal Credit Union. All Rights Reserved.

Become a fan on Facebook