Loan & Credit Cards

Credit Builder/Rebuilder Loans

Have you been turned down for credit due to lack of credit history, or due to past credit history, then this is the loan for you to establish or re-establish credit. This loan is designed to provide you with credit history. The proceeds of the loan are deposited into a share (savings) account that secures the loan. As you make payments, the hold on the share account is reduced and funds are available for withdrawal. And best of all the loan history is reported to the credit repository to build a positive credit reference and credit score.

  • Loan amount determined by members available funds to make payments
  • Loan terms of 6 to 12 months
  • Low fixed rate

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FDIC Equal Housing Lender America's Credit Unions

HFCU is federally insured by the National Credit Union Administration. HFCU is an Equal Opportunity and Housing Lender.

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