Loan & Credit Cards
Home Equity

Home Equity Loans

HFCU offers Home Equity Loans for all of your needs. Proceeds may be used for bill consolidation, refinancing your first mortgage, making home improvements, or paying for college.

Home Equity Term Loans offer:

  • Competitive fixed rates
  • Terms to 15 years
  • Loan amounts from $5,000 - $250,000
  • Up to 85% loan to value
  • No application fees
  • No annual fee
  • No points
  • Interest is tax deductible (in most cases)
  • For your protection, Debt Protection (voluntary loan-payment protection)

Home Equity Line-Of-Credit (HELOC) loans offer:

  • Low variable rate indexed to Prime
  • Low monthly payment of 1.25% of outstanding balance
  • Draw period of 5- 10 years
  • Loan amounts from $5,000 - $250,000
  • Up to 80% loan to value
  • No application fees
  • No annual fee
  • No points
  • Interest is tax deductible (in most cases)
  • For your protection, Debt Protection (voluntary loan-payment protection)
  • HELOC Important Terms
  • HELOC Booklet

All rates are annual percentage rate (A.P.R.) and are the best rates available. Click here for rates. Actual rates are based on credit worthiness of applicants. All loans are subject to approval.

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NMLS Registration Information: #409519 Hershey FCU
Click here for HFCU Staff NMLS Informaton

 

 

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FDIC Equal Housing Lender America's Credit Unions

HFCU is federally insured by the National Credit Union Administration. HFCU is an Equal Opportunity and Housing Lender.

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