Loan & Credit Cards
Signature Loans

Signature Loans

Signature loans are personal loans that require no collateral other than your personal promise to repay. The loan amount is ultimately determined by your need, and based on your income, credit history and ability to repay current obligations. Whether you need to quick cash for vehicle repairs, holiday spending, or planning a wedding, a signature loan may be right for you!

Signature Term Loans

  • Maximum Term of 5 years, to be determined by use of funds
  • Minimum loan amount of $300.00
  • Low fixed interest rates
  • Discounted rates available for payroll or automated payments

Signature Line-of-Credit (LOC) Loans

  • Minimum loan amount of $300.00
  • Low variable interest rate indexed to Prime
  • Low monthly payment of 2.5% of account balance
  • Can be used for overdraft protection
  • Can access credit limit by Merlin, Internet Banking, in addition to in branch

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HFCU is federally insured by the National Credit Union Administration. HFCU is an Equal Opportunity and Housing Lender.

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