Surcharge Free ATMs

Avoid paying a surcharge by using a CU$ ATM, a CO-OP ATM or by using a HFCU ATM. You won't be charged a surcharge at these ATM machines! CU$ and CO-OP ATMs are located throughout the United States. Click on the links below to find a surcharge-free ATM near you!

Members can use their HFCU Check Cards at HFCU ATMs without any fees and get 8 free ATM withdrawals per month at other ATMs*. There is a $1.00 charge for each non-HFCU ATM withdrawal above the 8 free per month.

*Please note that HFCU will not charge members for these withdrawals, however, the ATM owner may charge the cardholder a surcharge fee.

For HFCU ATM locations click here.


Surcharge Free CU$ ATMs

HFCU participates in the CU$ network which allows its cardholders to use other credit unions’ ATMs without being surcharged. For a complete listing of CU$ ATMs, click here.


Surcharge Free CO-OP ATMs

CO-OP Network membership provides surcharge-free access at 28,000 ATMs throughout the U.S. and Canada. For a complete listing of CO-OP network ATMs, click here.

Traveling Out of the United States? Contact HFCU before you go…

To help make the HFCU Check Cards more secure, HFCU will be restricting certain international transactions. So, if you plan to travel abroad, please contact HFCU before you leave to make sure you will be able to use your HFCU Check Card on you trip. We will ask when and where you are traveling to so we can allow unrestricted transactions from those locations during that time frame.

To inform HFCU of your travel plans, please call the Member Services Department at (717) 533-9174 ext. 0 or (800) 832-4328 ext. 0.

We appreciate your cooperation in the matter. Together, we can prevent fraud!

To apply for an HFCU Check Card, click here for application. (You will need Adobe Reader to open application.)

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HFCU is federally insured by the National Credit Union Administration. HFCU is an Equal Opportunity and Housing Lender.

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