Products & Services



HFCU offers some of the lowest rates in the area. Interest is calculated using simple interest method. No penalty for prepayment. Members earn the opportunity to skip-a-payment annually based on an ontime payment record. The types of loans offered include:

  • New Vehicle and Used Vehicle
  • New and Used Recreational Vehicle
  • Home Equity
  • Home Mortgage
  • Share Secured
  • Home Equity Line of Credit
  • Signature
  • Personal Line of Credit
  • Credit Builder/Rebuilder
  • Better Choice
  • Small Business

To apply for a loan, click here.

VISA® Credit Cards

No annual fee. Twenty-five no-interest grace days, low interest rate, low monthly payment, and high credit lines. Click here for more info.

Payroll Deduction and Direct Deposit

Available to make payments on loans at HFCU. Check with HFCU or your employer for eligibility.

Home Purchase Loans

HFCU now offers mortgage loans for purchases and refinances. Click here for rates and information or call Scott at 533-9174 X 201 or 272-6400 X 201.

To apply for a mortgage, click here.