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Mobile Deposit Capture

Welcome to Mobile Deposit Capture (MDC). This FREE service allows you to deposit your checks via a mobile device by scanning your original checks (front and back) and delivering the digital images and associated deposit information at anytime and anywhere. All checks must be endorsed with a signature and the comment "for deposit only at HFCU MDC".

Member Eligibility Criteria

  • Must be a Mobile banking user.
  • Must have a share draft account.
  • Must have an email account.
  • Must have an active VISA® Debit Card.

Limitations

  • Daily deposit limit of $2000 applies.
  • Funds may not be immediately available. Checks received before 4:00 p.m. (ET) will be credited on the same business day. Checks captured after 4:00 p.m. (ET) on a business day, holiday or over the weekend will be credited to your account the next business day.
  • Deposit of $200 or less received before 4:00 p.m. on a business day will be processed for immediate availability. Any deposit amount over $200 will be placed on a 2 business day hold.
  • Domestic checks payable to account holder only.
  • Items not acceptable: foreign checks, money orders and checks payable to person not on the account.
  • Checks not properly endorsed may cause the deposit to be returned.
  • Retain the scanned check for 30 days then destroy.

If you are not eligble to use this service, you will receive a message "This service is not active on this account. Please contact HFCU at 717-533-9174".

For more details please contact Member Service Representatives at 717-533-9174.

 

 

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HFCU is federally insured by the National Credit Union Administration. HFCU is an Equal Opportunity and Housing Lender.

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