Products & Services


Regular Savings Share Certificates Money Market Holiday Club Special Share Team HFCU Freedom Plus Individual Retirement Business Accounts

Regular Share Accounts

Earning high dividends, compounded quarterly. Dividends are calculated on day-of-deposit to day-of-withdrawal on balances of $100 or more. Click here to see our current dividend rates.

Share Certificates

Share Certificates - various types and terms earning high dividends. Penalties for early withdrawals. Click here to see our Certificate rates.

Money Market Accounts

These accounts pay competitive dividend rates and require a minimum balance of $2500. Six preauthorized or automated withdrawal or transfer transactions to another credit union account of yours or to a third party are permitted per month. There is no term on these accounts, and your money is available with no penalties, when you need it. Dividends are paid monthly and calculated on the average daily balance. Unlike mutual fund money market accounts, these accounts are insured by the federal government, and provide a safe, high yielding alternative for your savings.

Holiday Club Accounts

Earn dividends. Can be started at any time. Payout is October 1, when the funds are transferred to your share draft (checking) account. If you do not have a share draft account, the funds are transferred to your regular share account. Early withdrawals are subject to a fee.

Special Share Accounts

Earn dividends. Can be used for any reason such as taxes, vacations, or education. One free withdrawal is permitted per quarter. Additional withdrawals are subject to a fee.

Team HFCU and Freedom Plus Accounts

Age-specific accounts with many FREE benefits for each age group. For detailed information about Team HFCU, please click here. For detailed information about Freedom Plus Accounts, please click here.

Individual Retirement Accounts

Earn high dividends. Payroll deduction types are available with a minimum starting balance of $5. Certificates available with $500 minimum. Ask about the Roth and Education IRA plans we offer. Click here to see our IRA rates.

Business Accounts

Hershey Federal Credit Union supports local businesses in the community. HFCU can help provide additional capital for your existing business or start a new line of business. We can also help with building renovations, additional equipment or refinance existing business debt. A lot of financial institutions offer business loans but we encourage you to experience HFCU business products & services. Hershey Federal Credit Union will do the best to say YES! and accomodate your business financial needs. Click here for more details.


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HFCU is federally insured by the National Credit Union Administration. HFCU is an Equal Opportunity and Housing Lender.

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