Share Certificates & IRAs


Term Minimum Balance Dividend Rate Annual Percentage Yield (APY)
6 Months $500.00 .20% .20%

Certificates and IRAs

Term Minimum Balance Dividend Rate Annual Percentage Yield (APY)
12 Months $500.00 0.30% 0.30%
18 Months $500.00 0.35% 0.35%
24 Months $500.00 0.40% 0.40%
36 Months $500.00 0.55% 0.55%
48 Months $500.00 1.19% 1.20%
60 Months $500.00 1.44% 1.45%

Dividend rates and terms effective 03/21/2018.

Certificate rates are guaranteed for term.
Rates and certificate terms may change without notice.
Certificates automatically renew or are transferred to a regular share account if the certificate term is no longer offered.
Early withdrawals may reduce the principal and earnings.
Account information and early withdrawal penalties are available to members upon request.
HFCU is a truth-in-savings institution.

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HFCU is federally insured by the National Credit Union Administration. HFCU is an Equal Opportunity and Housing Lender.

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