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HFCU Rewards Checking

Key Benefits

  • Earn $0.50 per swipe on eligible debit card transactions of $5 or over
  • Maximum rewards up to $8 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Includes digital banking services
  • Free debit card
  • No minimum deposit to open
  • Federally Insured by NCUA up to $250,000


Must be enrolled and all transactions/activities must post and settle to your Rewards Checking account during each monthly statement cycle. To qualify, you will need to meet the following: 

  • Must have electronic transactions such as direct deposit, ACH payment, or ACH credit totaling $250 per month
  • Must be enrolled in online banking or our mobile app & log in at least once a month
  • Receive e-statements

Limit one rewards checking per member. You will receive rewards into your rewards checking account on the last day of the monthly statement cycle. Transactions can take one or more business days to settle in your account.
* Excluding but not limited to: ATM transactions, checks clearing account, deposits, transfers, ACH transactions, unauthorized transactions/fraud, fees, fee reversals, dividends, overdraft debt protection, returns, credit adjustments.
See Account Disclosures for more information.

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